Welcome to OREP - Appraisers Errors & Omissions Insurance for Real Estate Professionals

Real Estate Appraisers E&O Insurance
Inspectors Liability E&O Insurance
Real Estate Agents & Brokers E&O Insurance
Mortgage Field/Property Preservation E&O Insurance
Energy Raters/Auditors E&O Insurance
General Liability and E&O Insurance for all Professions

Errors and Omissions Programs for Home Inspectors, RE Agents/Brokers, Mortgage Field and Energy Raters Contractors

OREP specializes in placing errors and omissions insurance for real estate appraisers, home inspectors, real estate agents and brokers, mortgage field service professionals, mortgage brokers, title and others. OREP offers the lowest rates on appraiser's insurance with same day coverage & confirmation (most cases). For instant E&O quotes for appraisers click here.

Click here for our Frequently Asked Questions

 


Real Estate Agents & Brokers Liability Insurance
(Mortgage Bankers/Brokers, Title Agents/Abstractors, & Insurance Inspectors/Auditors - click for applications)
 

Agent & Broker Program Highlights
Covers sales and appraising

Self rating for most states; rates are on page two, ranging from $429-$660 (plus fees and taxes where applicable) 
States requiring quotes typically take 2 to 3 business days, quotes are emailed once received from the underwriter

Includes Prior Acts (for qualified applicants, include your current policy's declarations page)

$100,000 of Discrimination Coverage included at no charge

Limited Pollution up to policy limits at no charge

Includes all benefits of membership, including a subscription to Working RE Magazine
Same Day Financing Available
(click for financing information)

  

 

Important Tips for Completing the Application - Please type or print clearly.

  • Click on your Resident State below for an application. If an application fails to open please contact OREP. 

  • Applications that require quoting may take 2 to 3 business days, your quote will be emailed once we receive it from the underwriters. 

  • Where premiums are indicated, select your coverage limit from page 2 and submit your application to OREP with payment for same day coverage in most cases.

  • If you have current coverage in place with a company other than OREP, please include a copy of your expiring Declarations Page to retain prior acts coverage.

  • After completion, save the document to your computer otherwise, it will arrive blank and then submit with payment. Applications requiring quotes do not need to send payment at this time. If you are using Adobe Reader, please print the completed application, sign it and then submit. Fax: 619-704-0567; Email: info@orep.org. (Financing is available.)

 

What you can Expect

  • If your application is received, a confirmation receipt will be emailed to you. If your application is incomplete, an agent will contact you immediately. If you do not hear from OREP within one business day please call us.

  • Declarations pages and policies are emailed within 2 to 5 business days after binding. Coverage is NOT bound until a binder/declarations page is issued.

  • If you need expedited processing, please email your request to info@orep.org.

  • Confirmation letters for proof of coverage, prior to issuance of your Binder/Declarations page, are available upon request. Email info@orep.org and one will be issued.

 

Learn about Surplus Lines

If your state is not listed below, or you do not qualify for Self-Rater, please use this Standard Application


>>Click your Resident State. Please type or print clearly when completing your application. If an application fails to open please contact OREP.

 

Alabama

Arizona

Arkansas
California

Colorado

Connecticut

Delaware

Georgia

Idaho

Illinois

Indiana

Iowa

Kentucky

Maine

Maryland

Massachusetts

Michigan

Minnesota

Mississippi

Missouri

Montana

Nebraska

Nevada

New Hampshire

New Jersey

New Mexico

North Carolina

North Dakota

Ohio

Oklahoma

Oregon

Pennsylvania

Rhode Island

South Carolina

South Dakota

Tennessee

Texas

Utah

Vermont

Virginia

Washington

Washington DC

West Virginia

Wisconsin

Wyoming


 

**To avoid delays, please type or print clearly when completing the application. Note: PDF and Word applications can be completed online by typing data directly into the form. After completion, simply save the document and submit via email or fax. If you are using a free version of Acrobat, please print the completed application before emailing/faxing, otherwise it will arrive blank. 


 

Please submit your completed application to OREP:

Fax: (619) 704-0567 or (619) 269-3884 (if first number does not work)
Email: info@orep.org

 

 


 

 

Title, Mortgage Broker/Banker, Insurance Inspector Applications
Please download, complete and fax for a quote or call with any questions.
Mortgage Bankers/Brokers Application
Title Agents/Abstractors Application
Insurance Inspectors/Auditors Application


 

Please submit your completed application to OREP:

Fax: (619) 704-0567 or (619) 269-3884 (if first number does not work)
Email: info@orep.org

 



OREP
Phone: (888) 347-5273 (Toll Free)
Fax: (619) 704-0567 or (619) 269-3884
Email:
info@orep.org
Agent/Broker: David Brauner/David Brauner Insurance Services - Calif. Ins. license #0C89873. Licensed in 49 states. Please call for license number in your state.
 

General Liability Insurance
Please ask your agent for details.
 

"Just a quick thank you for taking my 2 phone calls. It's rare these days to get excellent customer service AND a live person when investigating products and services. I really felt like your staff was empowered to make decisions and comments regarding questions they were confident/competent with and also felt like they were empowered to pass the questions up a level if they were unsure.  The speed at which I moved from Jennifer to Maria, and subsequently from Maria up to you was something I haven't experienced in this age of automation and voice prompts. You and your staff have made a tremendous first and second impression on me...”  - Ken Snyder


Member Benefits

Working RE Magazine FREE subscription
Purchase AMC Directory
Appraisals & Identity Security Solution
Bank Appraisers Needed
Group Medical Insurance (California residents)
Appraiser's Guide to Energy Auditing/Rating
Introduction to Energy Auditing Webinar
FHA Appraiser Inspection Course, Checklist and eManual
Lower Prices from your Favorite Suppliers
Benefits Page

Receive fast, personal service from the OREP staff who have been serving appraisers, inspectors and other real estate professionals for over 16 years.
(David Brauner: Calif. Insurance License 0C89873)

Click Errors and Omissions Programs at right for more information and applications or call us Toll Free: (888) 347-5273. We’re here to help!

Link to OREP - Your Number 1 E&O Insurance Resource For Real Estate Professionals!

Offering Real Estate Appraisers Professional Liability Errors and Omissions or E&O Insurance - Inspectors Professional Liability Errors Omissions or E&O Insurance
For Real Estate Agents & Brokers Professional Liability or E&O Insurance- Mortgage Brokers and Bankers Professional Liability or E&O Insurance

E&O Insurance Applications for Appraisers: Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oregon, Oklahoma, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, Washington DC, West Virginia, Wisconsin, Wyoming

Appraisers E&O Insurance

Home Inspectors E&O Insurance

RE Agents/Brokers E&O Insurance

Mortgage Field E&O Insurance

Energy Raters/Auditors E&O Insurance

Business Owner's Policy

Worker's Compensation Insurance

"I am so pleased with your service and thoroughness. Thank you very much for being so responsible with our money and our E&O insurance. Although I have never had a claim, my confidence level in this process has increased. It is no surprise that several appraisers recommended your company to me. GREAT JOB!"
-Appraiser, Richmond, VA

OREP Mission: To be the best insurance resource for real estate professionals; to follow the Golden Rule by treating all who contact us for help as we would expect to be treated: with honesty, courtesy and efficiency.

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General Liability and E&O
Insurance for all Professions

Real Estate Appraisers E&O Insurance
Inspectors Liability E&O Insurance
Real Estate Agents & Brokers E&O Insurance
Mortgage Field/Property Preservation E&O Insurance
Energy Raters/Auditors E&O Insurance


E&O Insurance from OREP