Alabama Home Inspector Insurance - Appraisers Errors & Omissions Insurance for Real Estate Professionals

Real Estate Appraisers E&O Insurance
Inspectors Liability E&O Insurance
Real Estate Agents & Brokers E&O Insurance
Mortgage Field/Property Preservation E&O Insurance
Energy Raters/Auditors E&O Insurance

Alabama Home Inspectors Insurance - General Liability and E&O Insurance for all Professions

Errors and Omissions Programs for Home Inspectors, RE Agents/Brokers, Mortgage Field and Energy Raters Contractors

Alabama Home Inspector Insurance E&O Insurance

OREP specializes in placing Alabama Errors and Omissions Insurance and providing valuable benefits to real estate appraisers, home inspectors, real estate agents and brokers, mortgage field service professionals, mortgage brokers, title and others. OREP offers the lowest rates on appraiser's insurance with same day coverage & confirmation (most cases).

 

Click here for Self-Rating Application with Rates for Home Inspectors in Alabama. Complete in minutes. No quoting necessary in most cases.

Make sure to check out Working RE Magazine: Home Inspector Edition, published by OREP specifically for home inspectors.
 


New - OREP Approved Continuing Education for Member/Affiliates at Cost from McKissock:
> Home Inspections Safety (Learn to Stay Safe!)

Alabama Home Inspector's
Errors & Omissions Insurance

Broadest Coverage/Lowest Rates/Same Day Financing

OREP offers affordable and hassle-free E&O insurance plus General Liability coverage to home inspectors in Alabama. It doesn't matter if you live in a big city like Montgomery, or a small town like Troy, OREP has a policy that will meet your unique needs and help you protect your business.

The State of Alabama requires home inspectors performing inspections in Alabama to carry E&O insurance coverage.

The $300,000 Aggregate Limit policy from OREP includes most coverages for one price ($1,250
), including E&O and GL, commercial, pest and more. You get the complete coverage you deserve without paying more. See table below or the Alabama Self-Rating Application for complete details and to apply for coverage in minutes. Simply complete the application and return with payment. No quoting necessary in most cases. Call OREP today at 888-347-5273 to see what policies are available that meet your specific needs.

  

Please note the rates below are for Alabama companies with $150,000 or less in revenue in the previous or next 12 months. See "Table Two" on the Alabama Self-Rating Application if revenues exceed $150,000. If revenues exceed $250,000 please use the Alabama Standard Application.
 

 
Alabama
Coverage Limits


 
$2,500 Deductible

 
  
$5,000 Deductible

 
Each Additional Inspector


Alabama
General Liability

$1,000,000/
$1,000,000

 $2,000

 $1,800

 + $400

INCLUDED

$500,000/
$500,000

 $1,800

 $1,550

 + $250

INCLUDED

$300,000/
$300,000

 $1,550

 $1,400

 + $200

INCLUDED

$100,000/
$300,000

 $1,400

 $1,250

 + $100

INCLUDED

 

Alabama Home Inspector E&O Insurance Program Highlights

 

Complete in Minutes, Submit with Payment Today
Underwriting is easy- premium rates included right on the application. Click the
Alabama Self-Rating Application, save the PDF to your computer and/or print, complete and return with payment via fax, email or U.S. mail. No waiting for quotes. Financing is available, contact us for details.

 

Use the Alabama Standard Application if

  • You don't qualify for the Alabama Self Rating Application as per the rating questions.

  • Have had a Claim within the last 5 years

  • Revenues over $250,000

  • Require Septic, New Construction/Code Compliance Coverage

  • Would like Coverage for Energy Auditing

  • Would like a lower deductible ($1,000)

  • Would like combined coverage for Mortgage Field Services/Property Preservation

  • Quotes require two-three days in underwriting.

Alabama Home Inspectors must furnish proof of coverage for:
- $20,000 for injury or damage to property; and
- $50,000 for injury or damage, including death, to any one person; and
- $100,000 for injury or damage, including death, to more than one person.
- $250,000 for errors and omissions insurance coverage

 

Alabama Home Inspectors are licensed by the Alabama Building Commission (334-242-4082) and are held to the Alabama Standards of Practice and Code of Ethics, which are adopted from the ASHI Standards of Practice and Code of Ethics.
 

We encourage Alabama Home Inspectors to call OREP today with any insurance related questions or to receive a quick quote for your Alabama Home Inspection Business. OREP has been serving Alabama Home Inspectors for over 11 years and provides great rates and outstanding service to all Home Inspectors in Alabama.

Call OREP today at 888-347-5273.

 

What you can Expect

  • When your Alabama application is received, a confirmation receipt will be emailed to you. If your application is incomplete, an agent will contact you immediately. If you do not hear from OREP within one business day please call us.

  • Applications that require quoting (Standard Application) may take 2 to 3 days to underwrite.

  • Declarations pages and policies are emailed within 2 to 5 business days after binding. Coverage is NOT bound until a binder/declarations page is issued.

  • If you need expedited processing, please email your request to info@orep.org.

  • Confirmation letters for proof of coverage, prior to issuance of your Binder/Declarations page, are available upon request. Email info@orep.org and one will be issued.
     

 

"Thank you so much for your efficient & professional service. I can not believe how quickly you put this together. It has been a pleasure working with you." - Joel Kunkel, Home Star Inspection Services
 

Please fax or email your completed Alabama application to OREP: Fax: (619) 704-0567 or (619) 269-3884; Email: info@orep.org

Call toll free: (888) 347-5273.

Additional Alabama Home Inspectors Insurance Information

Alabama Home Inspectors are licensed by Alabama Building Commission: http://bc.alabama.gov/

Alabama Home Inspector registration requirements can be found here: http://bc.alabama.gov/pdfs/2012/HI_REGISTRATION_REQUIREMENTS09-12.pdf

Alabama home inspector Rules and Applications can be found here: http://bc.alabama.gov/HI%20Menu.htm

Alabama Home Inspectors are required to carry a minimum of $250,000 Errors and Omissions insurance.

Cities in Alabama: Birmingham, AL, Montgomery, AL, Mobile, AL, Huntsville, AL, Tuscaloosa, AL, Hoover, AL, Dothan, AL, Decatur, AL, Auburn, AL, Vestavia Hills, AL, Madison, AL, Gadsden, AL,  Florence, AL, Bessemer, AL, Phenix City, AL

 

Home Inspectors Alabama Insurance Information PDF

Opt In Working RE Magazine: Home Inspector's Edition (delivered free via email once a month)
 

OREP
6760 University Ave., Suite 250
San Diego, Ca. 92115
Phone: (888) 347-5273 (Toll Free)
Fax: (619) 704-0567 or (619) 269-3884
Email: info@orep.org
Agent/Broker: David Brauner/David Brauner Insurance Services - Calif. Ins. license #0C89873. Licensed in 49 states. Please call for license number in your state.



Cities in Alabama: Birmingham, AL, Montgomery, AL, Mobile, AL, Huntsville, AL, Tuscaloosa, AL, Hoover, AL, Dothan, AL, Decatur, AL, Auburn, AL, Vestavia Hills, AL, Madison, AL, Gadsden, AL,  Florence, AL, Bessemer, AL, Phenix City, AL




Link to OREP - Your Number 1 E&O Insurance Resource For Real Estate Professionals!

Offering Real Estate Appraisers Professional Liability Errors and Omissions or E&O Insurance - Inspectors Professional Liability Errors Omissions or E&O Insurance
For Real Estate Agents & Brokers Professional Liability or E&O Insurance- Mortgage Brokers and Bankers Professional Liability or E&O Insurance

Appraisal Insurance, Appraisal Management Company Insurance, Home Inspector Liability, Real Estate Errors and Omissions Insurance, Home Inspectors Insurance, Cheap E&O Insurance.

E&O Insurance Applications for Individual Appraisers: Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, Washington DC, West Virginia, Wisconsin, Wyoming


E&O Insurance Applications for Individual Home Inspectors: Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, Washington DC, West Virginia, Wisconsin, Wyoming


Appraisers E&O Insurance

Home Inspectors E&O Insurance

RE Agents/Brokers E&O

Mortgage Field E&O Insurance

Energy Raters/Auditors E&O Insurance

"I am so pleased with your service and thoroughness. Thank you very much for being so responsible with our money and our E&O insurance. Although I have never had a claim, my confidence level in this process has increased. It is no surprise that several appraisers recommended your company to me. GREAT JOB!"
-Appraiser, Richmond, VA

 

OREP Mission: To be the best insurance resource for real estate professionals; to follow the Golden Rule by treating all who contact us for help as we would expect to be treated: with honesty, courtesy and efficiency.

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General Liability and E&O
Insurance for all Professions

Real Estate Appraisers E&O Insurance
Inspectors Liability E&O Insurance
Real Estate Agents & Brokers E&O Insurance
Mortgage Field/Property Preservation E&O Insurance
Energy Raters/Auditors E&O Insurance


E&O Insurance from OREP