Welcome to OREP - Appraisers Errors & Omissions Insurance for Real Estate Professionals

Real Estate Appraisers E&O Insurance
Inspectors Liability E&O Insurance
Real Estate Agents & Brokers E&O Insurance
Mortgage Field/Property Preservation E&O Insurance
Energy Raters/Auditors E&O Insurance
General Liability and E&O Insurance for all Professions

Errors and Omissions Programs for Home Inspectors, RE Agents/Brokers, Mortgage Field and Energy Raters Contractors

OREP specializes in placing errors and omissions insurance and providing valuable benefits to real estate appraisers, home inspectors, real estate agents and brokers, mortgage field service professionals, mortgage brokers, title and others. OREP offers the lowest rates on appraiser's insurance with same day coverage & confirmation (most cases).

Click here for our Frequently Asked Question


New - OREP Approved Continuing Education for Member/Affiliates at Cost from McKissock:
> Essential Elements of Disclosures (Reduce Liability!)

Appraisers Errors & Omissions Insurance


>> Group / Company and/or Real Estate Coverage
If you are interested in obtaining a policy for two or more
appraisers, including trainees and staff, and/or
if you do
any
real estate sales/brokering, please click here. This
policy covers appraising and real estate sales/brokering.


>> Individual Appraisers Coverage
To cover only one appraiser for appraising only, please click on your Resident State below for the premiums/application for your state. See below for tips on completing the application. The premiums in the table below apply to most states.

This program requires that appraisers be licensed and have no claims or disciplinary actions against them in the past five years. If you have had a claim or disciplinary action filed against you, please use this application and submit along with complete details of the claim/disciplinary action.  

Individual Appraiser Program Highlights
"A" Carrier
$500 deductible
Lowest premiums 
Same day coverage (most cases)
Beginning Appraisers Qualify (if you've passed your state test)
Includes Prior Acts (for qualified applicants, include your current policy's declarations page with application)
Coverage for Commercial Work
Includes all benefits of membership, including a subscription to Working RE Magazine
Same Day Financing Available (minimum premium is $500,
click for financing information)
 

>> Apply Now! Click your Resident State for the correct application
To open applications you must have the latest edition of Adobe Reader. To download Reader for free, please click here Get Adobe ReaderIf application fails to open please contact OREP.

Please see below for tips on completing your application and what you can expect once OREP receives it.

 

Alabama

Arizona
Arkansas

California

Colorado

Connecticut

Delaware

Florida

Georgia 

Hawaii

Idaho

Illinois

Indiana

Iowa

Kansas

Kentucky

Louisiana*

Maine

Maryland

Massachusetts

Michigan

Minnesota

Mississippi

Missouri

Montana

Nebraska

Nevada

New Hampshire

New Jersey

New Mexico

New York*

North Carolina

North Dakota

Ohio

Oklahoma

Oregon

Pennsylvania

Rhode Island

South Carolina

South Dakota

Tennessee

Texas

Utah

Vermont

Virginia

Washington

Washington DC

West Virginia

Wisconsin

Wyoming 


* These states require quoting, which may take 2-3 business days. If application above fails to open please click here.

 

Important Tips for Completing the Application

  • Please note the enclosed checklist to ensure a smooth process. To avoid delays, please type or print clearly when completing the application.

  • Sign and date your completed application.

  • If you have current coverage in place with a company other than OREP, please include a copy of your expiring Declarations Page to retain prior acts coverage.

  • After completion, save the document (otherwise it will arrive blank). Applications require quoting take about 2-5 business days. All others should be submitted with payment, checks made out to OREP, for same day coverage in most cases. If you are using Adobe Reader, please print the completed application, sign it and then submit. Fax: 619-704-0793; Email: appraisers@orep.org. (Financing is available.)

 

What you can Expect After you Send your Application

  • If your application is received, a confirmation receipt will be emailed to you. If your application is incomplete, an agent will contact you immediately. If you do not hear from OREP within one business day please call us.

  • Quotes take 2-5 business days, we will email it as soon as we receive it from the underwriter.

  • Declarations pages and policies are emailed within 2 to 5 business days after payment is processed. Coverage is NOT bound until a declarations page is issued.

  • For expedited processing, email your request to appraisers@orep.org.

  • For a Confirmation letter for proof of coverage prior to issuance of your declarations page, email appraisers@orep.org and one will be issued.

 

 

Please Note: Premiums vary by state. Premiums in this table are for most states. 

Premiums

Residential

Commercial

Per Claim/Annual Aggregate* Most States Most States
$300,000 / $600,000 $501 $591
$500,000 / $1,000,000 $573 $675
$1,000,000 / $1,000,000 $598 $704
$1,000,000 / $2,000,000 $650 $764

*A standard deductible of $500 per claim/$1,000 aggregate will be included in each policy.

 

**To avoid delays, please type or print clearly when completing the application. Note: PDF applications can be completed online by typing data directly into the form. After completion, simply save the document and submit via email or fax. If you are using a free version of Acrobat, please print the completed application before emailing/faxing, otherwise it will arrive blank. 

 


Call or email us with any questions: (888) 347-5273 or appraisers@orep.org.
Fax: (619) 704-0793 (preferred) or alternate fax: (619) 269-3884.
We answer the phone!
Agent/Broker: David Brauner/David Brauner Insurance Services - Calif. Ins. license #0C89873. Licensed in 49 states. Please call for license number in your state.

 

Contact us
appraisers@orep.org
Ph: (888) 347-5273
Fax: (619) 704-0793 (preferred) or (619) 269-3884 (alternate)

Click to learn more about Surplus Lines

General Liability Insurance is available

Please ask your agent for details.

 

"Just a quick thank you for taking my two phone calls. It's rare these days to get excellent customer service AND a live person when investigating products and services. I really felt like your staff was empowered to make decisions and comments regarding questions they were confident/competent with and also felt like they were empowered to pass the questions up a level if they were unsure.  The speed at which I moved from Jennifer to Maria, and subsequently from Maria up to you was something I haven't experienced in this age of automation and voice prompts. You and your staff have made a tremendous first and second impression on me...”  - Ken Snyder


Member Benefits

Working RE Magazine FREE subscription
Purchase AMC Directory
Appraiser's Guide to Energy Auditing/Rating
FHA Appraiser Inspection Checklist, Checklist Instructions and eBook
Group Medical Insurance (California residents)
Lower Prices from your Favorite Suppliers
Benefits Page

Receive fast, personal service from the OREP staff who have been serving appraisers, inspectors and other real estate professionals for over 16 years.
(David Brauner: Calif. Insurance License 0C89873)

Click Errors and Omissions Programs at right for more information and applications or call us Toll Free: (888) 347-5273. We’re here to help!

 

Link to OREP - Your Number 1 E&O Insurance Resource For Real Estate Professionals!

Offering Real Estate Appraisers Professional Liability Errors and Omissions or E&O Insurance - Inspectors Professional Liability Errors Omissions or E&O Insurance
For Real Estate Agents & Brokers Professional Liability or E&O Insurance- Mortgage Brokers and Bankers Professional Liability or E&O Insurance

E&O Insurance Applications for Individual Appraisers: Alabama, Arizona, Arkansas,  California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, Washington DC, West Virginia, Wisconsin, Wyoming


Appraisers E&O Insurance

Home Inspectors E&O Insurance

RE Agents/Brokers E&O Insurance

Mortgage Field E&O Insurance

Energy Raters/Auditors E&O Insurance

Business Owner's Policy

Worker's Compensation Insurance

"I am so pleased with your service and thoroughness. Thank you very much for being so responsible with our money and our E&O insurance. Although I have never had a claim, my confidence level in this process has increased. It is no surprise that several appraisers recommended your company to me. GREAT JOB!"
-Appraiser, Richmond, VA

 

OREP Mission: To be the best insurance resource for real estate professionals; to follow the Golden Rule by treating all who contact us for help as we would expect to be treated: with honesty, courtesy and efficiency.

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General Liability and E&O
Insurance for all Professions

Real Estate Appraisers E&O Insurance
Inspectors Liability E&O Insurance
Real Estate Agents & Brokers E&O Insurance
Mortgage Field/Property Preservation E&O Insurance
Energy Raters/Auditors E&O Insurance


E&O Insurance from OREP