Comprehensive “Business” Liability Insurance from the Hartford
Special Low-Cost Protection for Business Owners

The Organization of Real Estate Professionals (OREP) is providing access to commercial liability insurance from The Hartford through Marrs Maddocks and Associates insurance agency* to appraisers and home inspectors nationwide. This package offers important protection to small businesses at reduced premiums- beginning at $350 annually.

“Every business owner has exposure to the public. Appraisers and inspectors are particularly vulnerable because their jobs bring them into the homes of their clients,” said George Grieder, senior underwriter at the Hartford. “The Harford has been around 180 years. We are AM Best rated “A+” and are the leader in this field. The Hartford pioneered the coverages for small business owners that others now copy. We are delighted to make this policy available to appraisers and inspectors nationwide through Marrs Maddocks and OREP.”

The core Hartford package provides business liability covering claims of personal injury or property damage caused by you or your employees, personal and advertising injury and more. Coverage can be extended to include damage or repair to your building, equipment and furnishings, loss of business income, equipment breakdown, employee dishonesty (a bond) and more. Umbrella, commercial auto and other coverages also are available.

Group Benefit: Available to Everyone
Those looking for a comprehensive business owners package in the last year or two, such as the one being offered by the Hartford, have found sky-high rates– if they were able to obtain the insurance at all: many programs only provide this type of coverage as an add on to an E&O policy. The Hartford Program is different: it is available to all appraisers and inspectors regardless of whether they obtain their E&O through OREP or whether they carry E&O at all.

“Appraisers and inspectors who have sought this type of protection for their businesses know how hard it is to find a comprehensive policy at a reasonable rate,” said Denise Jump, Senior Select Customer Sales Representative at the Hartford. “We are happy to be able to make it available to appraisers and home inspectors through Marrs Maddocks and OREP.”

To learn more about this important coverage for your business, call Hartford specialist George Grieder at (800) 447-7649 (ext: 4331). Ask for the OREP group program.

Group Benefits
OREP provides low-cost errors and omissions insurance and benefits to appraisers and home inspectors with no membership fees. If you do not currently obtain your E&O through OREP or choose not to carry E&O at this time, you can still participate in the Hartford program through a special OREP Group Benefits Application.

Paid subscribers to Working RE Magazine (www.workingre.com) are also eligible to participate in the Hartford program.  


*Specific statements regarding non-professional commercial liability insurance are by Marrs Maddocks & Associates insurance agency (1903 Wright Place Suite 280, Carlsbad, Calif. 92008; Calif. license #0818269) or Hartford Fire Insurance Co and its affiliates, Hartford, CT, where indicated. The specific terms, conditions and exclusions are provided by the policies. All policies are individually underwritten and some individuals may not qualify.

To learn more about this important coverage for your business, call Hartford specialist George Grieder at (800) 447-7649 (ext: 4331). Ask for the OREP Group program.

Group Benefits Application for The Hartford Program.

OREP Home