OREP specializes in placing Home Inspector Liability Insurance, Professional Liability (E&O) insurance and
providing valuable benefits to home inspectors, mortgage brokers, mortgage field service professionals, real estate appraisers, real estate agents and brokers, title and others. OREP offers the lowest rates on appraiser's liability insurance with same day coverage & confirmation (most cases). For instant liability E&O insurance quotes for appraisers click here.
2013 - OREP now in its 12th year
serving Home Inspectors and Real Estate Professionals with Liability E&O Insurance
Our promise to you is business by the Golden Rule- we
answer the phone and help you get the insurance coverage you need- honestly,
efficiently and courteously. Isn’t it time to be treated like a customer
again? Contact OREP today for the best liability insurance rates for home
inspectors and real estate professionals
and the best service.
all that you offer, it was a no-brainer to sign up.” -Jim
specializes in Professional Home Inspector's Liability insurance and offers
a competitive and comprehensive program including E&O Insurance and General
Liability. We have been serving home inspectors for over 12 years.
Home Inspector's Liability Insurance (Errors and Omissions Insurance) provides coverage for claims
against a home inspector for errors, omissions, negligence, and failure to
identify defects. The coverage amount covers both litigation fees and
any settlement that might be reached.
provides premises coverage for bodily injury and property damage claims that
arise out of incidents that occur while the inspector is at the job site
(Example: knocking over a vase). And for any Bodily Injury or Property
Damage that result after the home inspection (Example: deck falls off the house one
month after an inspection).
Complete Insurance coverage
includes Errors and Omissions and General Liability, Additional Insured for Agents and other Referring Parties,
Franchisors, Prior Acts for qualified applicants, coverage for Commercial
Inspections, Pest/Termite (not application), Radon, Lead Paint, Pool.
There are many ways to limit home
inspector liability, but having a strong home inspector's professional
liability insurance policy is a necessity to protect your business against both
legitimate and illegitimate claims against your business.
New E&O Insurance Policy from OREP--Complete Coverage and Lower Rates
* Includes Professional Liability (E&O) and
General Liability, as well as most incidental coverages, such as termite,
radon, and commercial coverage.
* ”A” Rated Carrier, Prior Acts, Additional Insured for Agents and other
* Convenient: Fast, Self-Rating
Application gets you quoted and back to work in minutes.
* No Policy fee, no Taxes
This new Home Inspector E&O insurance program includes
most coverages in the minimum premium, including General
The Minimum Insurance Premium is $1,250, which provides a Coverage Limit of $300,000
Aggregate/$100,000 each Occurrence for E&O/GL. Choice of coverage limits
and deductibles are available. Easy Financing. Find details at
also publishes Working
RE Magazine (OREP Members receive a free subscription) where
experts in the industry discuss how to limit a home inspector's liability.
Some recent stories include:
New Home Inspector Publication - Spring 2013
Click to read.
Professional Liability Insurance Plus Benefits
In addition to offering the finest
professional liability insurance for home inspectors, real estate appraisers, agents/brokers, mortgage field professionals and others, OREP provides a valuable package of benefits including a subscription to
Working RE Magazine - an award winning publication for appraisers, inspectors and other real estate professionals, with access to
premium content online. OREP members also enjoy valuable discounts on
education, access to group
medical plans and more.
See below or click
Benefits for more.
Receive fast, personal service from the OREP staff who have been serving appraisers, inspectors and other real estate professionals for over 16 years.
(David Brauner: Calif. Insurance License 0C89873. Licensed in 49 states
and D.C. Please call for the license number in your state.)
Click Errors and Omissions Programs at right for more information and applications or call us Toll Free: (888) 347-5273. We’re here to help!
Home Inspector Liability Insurance FAQ's
What is Home Inspector General Liability Insurance?
General Liability insurance or GL insurance provides insurance against the risks that may cause bodily
harm or property damage which was in turn, caused by direct or indirect actions of the insured.
What is the difference between home inspector general liability and home inspector
The major difference between home inspector general liability insurance and home inspector
E&O insurance is that
the home inspector's E&O insurance would cover the inspector in events where you may have neglected
to mention that the cement from the wall was falling apart or if you forgot to mention that
the stairs/patio was not secured to the house correctly.
These scenarios will be covered by home inspectors E&O insurance.
E&O Insurance: Real Estate Appraisers
E&O Insurance: Home Inspectors Professional Liability
E&O Insurance: Real Estate Agents & Brokers Professional Liability
E&O Insurance: Mortgage Field Services Professional Liability
Energy Auditing Insurance - Energy Rating Insurance E&O / GL