Welcome to OREP - Appraisers Errors & Omissions Insurance for Real Estate Professionals

Real Estate Appraisers E&O Insurance
Inspectors Liability E&O Insurance
Real Estate Agents & Brokers E&O Insurance
Mortgage Field/Property Preservation E&O Insurance
Energy Raters/Auditors E&O Insurance
General Liability and E&O Insurance for all Professions

Errors and Omissions Programs for Home Inspectors, RE Agents/Brokers, Mortgage Field and Energy Raters Contractors

OREP specializes in placing errors and omissions insurance for real estate appraisers, home inspectors, real estate agents and brokers, mortgage field service professionals, mortgage brokers, title and others. OREP offers the lowest rates on appraiser's insurance with same day coverage & confirmation (most cases). For instant E&O quotes for appraisers click here.


Inspector's Errors & Omissions  Insurance
Broadest Coverage/Lowest Rates/Same Day Financing


Minimum Premium $1,250!

New: Interactive Streamlined Self-Rater Application
Complete in Minutes, Submit with Payment Today!
(If the PDF fails to open, click for Word.doc)
 
To avoid delays, please type or print clearly when completing the application. PDF-applications can be completed online by typing data directly into the form. Then save and/or print out and fax or email with payment. If completing the form online, remember to save the PDF document before submitting. Please note coverage is NOT bound until a binder/declarations page is issued.

Covers Energy Auditing!
(If you do energy rating/auditing, please use the
Standard Application.)

Home Inspector E&O Insurance Program Highlights  
> "A" Rated Carrier

> Included: Premiums cover all inspectors in your company for one low premium (see table below)
> Included: Additional Insured for Agents and other Referring Parties 
> Included: Termite & Radon coverage*
> Included: Commercial Inspections, Pool, Septic, New Construction/Code Compliance*
> Included: Prior Acts Available for qualified applicants

> Includes Coverage for Energy Auditing (use Standard Application)
> General Liability and/or Bodily Injury Property Damage (BIPD) Available (please ask your agent)
> Beginning inspectors (less than three years experience) may qualify with related experience such as construction, remodeling, engineering, training, certification and licensing. If qualified, same low rates apply.
> Same Day Financing available
> Available in 49 states plus Washington, D.C. 
> OREP Senior Broker David Brauner has been providing E&O for inspectors for over 16 years. OREP now in its 8th year. 
> Includes subscription to Working RE Magazine, access to Group Medical (Calif. Residents), education and other
benefits.

* Coverage for certain services incurs a small surcharge if they exceed a certain percentage of your total revenue. Please review the Self Rater for more.


 

Coverage Limits

 Annual Premium
$1,000 Deductible
Annual Premium
$2,500 Deductible
Annual Premium $5,000 Deductible
$1,000,000/$1,000,000 $2,600 $2,450 $2,200
$500,000/$500,000 $2,225 $2,100 $1,850
$300,000/$300,000 $2,025 $1,825 $1,650
$100,000/$100,000 $1,600 $1,400 $1,250

Add inspectors if you need to: covers all inspectors in firm for one low rate! 
Premiums do not include taxes and fees (Approx. $300-$400)



"Thank you so much for your efficient & professional service. I can not believe how quickly you put this together. It has been a pleasure working with you."
- Joel Kunkel, Home Star Inspection Services

 

Self-Rating Application.pdf  
(click for Word.doc)

Coverage same day
Use the Self-Rater if you've had no claims in previous five years & annual revenues are under $240,000. 
Complete the self-rater and submit with payment today for fast, easy coverage!
Standard Application.pdf  
(click for Word.doc)

Quotes in 24-48 hours
Use the Standard Application if you don't qualify for self rater.
Complete the Standard Application and submit for a quote today! 

 

 

Please fax or email your completed application to OREP: (619) 704-0567 or (619) 269-3884 * info@orep.org

Opt In Working RE Magazine: Home Inspector's Edition (delivered free via email once a month)

OREP
Phone: (888) 347-5273 (Toll Free)
Fax: (619) 704-0567 or (619) 269-3884
Email:
info@orep.org
Agent/Broker: David Brauner/David Brauner Insurance Services - Calif. Ins. license #0C89873. Licensed in 49 states. Please call for license number in your state.
 

General Liability Insurance
Please ask your agent for details
 

"Just a quick thank you for taking my 2 phone calls. It's rare these days to get excellent customer service AND a live person when investigating products and services. I really felt like your staff was empowered to make decisions and comments regarding questions they were confident/competent with and also felt like they were empowered to pass the questions up a level if they were unsure.  The speed at which I moved from Jennifer to Maria, and subsequently from Maria up to you was something I haven't experienced in this age of automation and voice prompts. You and your staff have made a tremendous first and second impression on me...”  - Ken Snyder


Member Benefits

Working RE Magazine FREE subscription
Purchase AMC Directory
Appraisals & Identity Security Solution
Bank Appraisers Needed
Group Medical Insurance (California residents)
Appraiser's Guide to Energy Auditing/Rating
Introduction to Energy Auditing Webinar
FHA Appraiser Inspection Course, Checklist and eManual
Lower Prices from your Favorite Suppliers
Benefits Page

Receive fast, personal service from the OREP staff who have been serving appraisers, inspectors and other real estate professionals for over 16 years.
(David Brauner: Calif. Insurance License 0C89873)

Click Errors and Omissions Programs at right for more information and applications or call us Toll Free: (888) 347-5273. We’re here to help!

Link to OREP - Your Number 1 E&O Insurance Resource For Real Estate Professionals!

Offering Real Estate Appraisers Professional Liability Errors and Omissions or E&O Insurance - Inspectors Professional Liability Errors Omissions or E&O Insurance
For Real Estate Agents & Brokers Professional Liability or E&O Insurance- Mortgage Brokers and Bankers Professional Liability or E&O Insurance

E&O Insurance Applications for Appraisers: Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oregon, Oklahoma, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, Washington DC, West Virginia, Wisconsin, Wyoming

Appraisers E&O Insurance

Home Inspectors E&O Insurance

RE Agents/Brokers E&O

Mortgage Field E&O Insurance

Contractors Energy Rating Insurance

"I am so pleased with your service and thoroughness. Thank you very much for being so responsible with our money and our E&O insurance. Although I have never had a claim, my confidence level in this process has increased. It is no surprise that several appraisers recommended your company to me. GREAT JOB!"
-Appraiser, Richmond, VA

OREP Mission: To be the best insurance resource for real estate professionals; to follow the Golden Rule by treating all who contact us for help as we would expect to be treated: with honesty, courtesy and efficiency.

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General Liability and E&O
Insurance for all Professions

Real Estate Appraisers E&O Insurance
Inspectors Liability E&O Insurance
Real Estate Agents & Brokers E&O Insurance
Mortgage Field/Property Preservation E&O Insurance
Energy Raters/Auditors E&O Insurance


E&O Insurance from OREP