Welcome to OREP - Appraisers Errors & Omissions Insurance for Real Estate Professionals

Real Estate Appraisers E&O Insurance
Inspectors Liability E&O Insurance
Real Estate Agents & Brokers E&O Insurance
Mortgage Field/Property Preservation E&O Insurance
Energy Raters/Auditors E&O Insurance
General Liability and E&O Insurance for all Professions

Errors and Omissions Programs for Home Inspectors, RE Agents/Brokers, Mortgage Field and Energy Raters Contractors

OREP specializes in placing errors and omissions insurance for real estate appraisers, home inspectors, real estate agents and brokers, mortgage field service professionals, mortgage brokers, title and others. OREP offers the lowest rates on appraiser's insurance with same day coverage & confirmation (most cases). For instant E&O quotes for appraisers click here.

Click here for our Frequently Asked Questions


Inspector's Errors & Omissions  Insurance
Broadest Coverage/Lowest Rates/Same Day Financing


Minimum Premium $1,250!

Click here for the Interactive Streamlined Self-Rater Application
Complete in Minutes, Submit with Payment Today!

Now Covers Energy Auditing!
If you do energy rating/auditing, please use the
Standard Application.

Home Inspector E&O Insurance Program Highlights  
"A" Rated Carrier
Available in 49 states plus Washington, D.C.
Same Day Financing Available (click for financing information)  
 

Includes

   Covers all inspectors in your company for one low premium (see table below)
  
Additional Insured for Agents and other Referring Parties 
  
Termite & Radon coverage*
  
Commercial Inspections, Pool, Septic, New Construction/Code Compliance*
  
Prior Acts Available for qualified applicants

   Coverage for Energy Auditing (use Standard Application)

   • All benefits of membership, including a subscription to Working RE Magazine

Additional
   • General Liability and Bodily Injury Property Damage (BIPD) - ask your agent

* Coverage for certain services incurs a small surcharge if they exceed a certain percentage of your total revenue. Please review the Self Rater for your state for more.

 

Important Tips for Completing the Application - Please type or print clearly.

  • Use the Self-Rater for your state if you've had no claims in the previous five years and annual revenues are under $240,000. Use the Standard Application if you do not qualify for the self rater. If an application fails to open please contact OREP. 

  • If you have current coverage in place with a company other than OREP, please include a copy of your expiring Declarations Page to retain prior acts coverage.

  • After completion, save the document to your computer otherwise, it will arrive blank and then submit with payment. Applications requiring quotes do not need to send payment at this time. If you are using Adobe Reader, please print the completed application, sign it and then submit. Fax: 619-704-0567; Email: info@orep.org. (Financing is available.)

 

What you can Expect

  • If your application is received, a confirmation receipt will be emailed to you. If your application is incomplete, an agent will contact you immediately. If you do not hear from OREP within one business day please call us.

  • Applications that require quoting may take 2 to 3 days, which will be emailed once it is received from the underwriter. All others should be submitted with payment for same day coverage in most cases. 

  • Declarations pages and policies are emailed within 2 to 5 business days after binding. Coverage is NOT bound until a binder/declarations page is issued.

  • If you need expedited processing, please email your request to info@orep.org.

  • Confirmation letters for proof of coverage, prior to issuance of your Binder/Declarations page, are available upon request. Email info@orep.org and one will be issued.
     

 

Coverage Limits

 Annual Premium
$1,000 Deductible
Annual Premium
$2,500 Deductible
Annual Premium $5,000 Deductible
$1,000,000/$1,000,000 $2,600 $2,450 $2,200
$500,000/$500,000 $2,225 $2,100 $1,850
$300,000/$300,000 $2,025 $1,825 $1,650
$100,000/$100,000 $1,600 $1,400 $1,250

Covers all inspectors in your company for one low rate! 
Premiums do not include taxes and fees (Approx. $300-$400)

 

>>Click your Resident State. If application fails to open please contact OREP.

Alabama

Arizona
Arkansas

California

Colorado

Connecticut

Delaware

Florida

Georgia 

Hawaii

Idaho

Illinois

Indiana

Iowa

Kansas

Kentucky

Louisiana

Maine

Maryland

Massachusetts

Michigan

Minnesota

Mississippi

Missouri

Montana

Nebraska

Nevada

New Hampshire

New Jersey

New Mexico

New York

North Carolina

North Dakota

Ohio

Oregon

Oklahoma

Pennsylvania

Rhode Island

South Carolina

South Dakota

Tennessee

Texas

Utah

Vermont

Virginia

Washington

Washington DC

West Virginia

Wisconsin

Wyoming 

 

** If you do not qualify for the Self-Rater, please use the Standard application.

 

"Thank you so much for your efficient & professional service. I can not believe how quickly you put this together. It has been a pleasure working with you." - Joel Kunkel, Home Star Inspection Services
 

To avoid delays, please type or print clearly when completing the application. PDF-applications can be completed online by typing data directly into the form. Then save and/or print out and fax or email with payment. If completing the form online, remember to save the PDF document before submitting. Please note coverage is NOT bound until a binder/declarations page is issued.
 

 

Please fax or email your completed application to OREP:

Fax: (619) 704-0567 or (619) 269-3884

Email: info@orep.org
 


Opt In Working RE Magazine: Home Inspector's Edition (delivered free via email once a month)
 


OREP
Phone: (888) 347-5273 (Toll Free)
Fax: (619) 704-0567 or (619) 269-3884
Email:
info@orep.org
Agent/Broker: David Brauner/David Brauner Insurance Services - Calif. Ins. license #0C89873. Licensed in 49 states. Please call for license number in your state.
 

About Surplus Lines

General Liability Insurance
Please ask your agent for details
 

"Just a quick thank you for taking my 2 phone calls. It's rare these days to get excellent customer service AND a live person when investigating products and services. I really felt like your staff was empowered to make decisions and comments regarding questions they were confident/competent with and also felt like they were empowered to pass the questions up a level if they were unsure.  The speed at which I moved from Jennifer to Maria, and subsequently from Maria up to you was something I haven't experienced in this age of automation and voice prompts. You and your staff have made a tremendous first and second impression on me...”  - Ken Snyder


Member Benefits

Working RE Magazine FREE subscription
Purchase AMC Directory
Appraisals & Identity Security Solution
Bank Appraisers Needed
Group Medical Insurance (California residents)
Appraiser's Guide to Energy Auditing/Rating
Introduction to Energy Auditing Webinar
FHA Appraiser Inspection Course, Checklist and eManual
Lower Prices from your Favorite Suppliers
Benefits Page

Receive fast, personal service from the OREP staff who have been serving appraisers, inspectors and other real estate professionals for over 16 years.
(David Brauner: Calif. Insurance License 0C89873)

Click Errors and Omissions Programs at right for more information and applications or call us Toll Free: (888) 347-5273. We’re here to help!

 

Link to OREP - Your Number 1 E&O Insurance Resource For Real Estate Professionals!

Offering Real Estate Appraisers Professional Liability Errors and Omissions or E&O Insurance - Inspectors Professional Liability Errors Omissions or E&O Insurance
For Real Estate Agents & Brokers Professional Liability or E&O Insurance- Mortgage Brokers and Bankers Professional Liability or E&O Insurance

E&O Insurance Applications for Appraisers: Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oregon, Oklahoma, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, Washington DC, West Virginia, Wisconsin, Wyoming

Appraisers E&O Insurance

Home Inspectors E&O Insurance

RE Agents/Brokers E&O Insurance

Mortgage Field E&O Insurance

Energy Raters/Auditors E&O Insurance

"I am so pleased with your service and thoroughness. Thank you very much for being so responsible with our money and our E&O insurance. Although I have never had a claim, my confidence level in this process has increased. It is no surprise that several appraisers recommended your company to me. GREAT JOB!"
-Appraiser, Richmond, VA

OREP Mission: To be the best insurance resource for real estate professionals; to follow the Golden Rule by treating all who contact us for help as we would expect to be treated: with honesty, courtesy and efficiency.

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General Liability and E&O
Insurance for all Professions

Real Estate Appraisers E&O Insurance
Inspectors Liability E&O Insurance
Real Estate Agents & Brokers E&O Insurance
Mortgage Field/Property Preservation E&O Insurance
Energy Raters/Auditors E&O Insurance


E&O Insurance from OREP