Solving the Health Care Problem
Group Coverage: Low Rates/Guarantee Issue

If you can’t qualify for the kind of comprehensive health care you and your family deserve due to a pre-existing condition or skyrocketing costs, you are not alone. The lack of coverage options for the self-employed and others without adequate medical benefits is a serious problem for many of us. OREP now offers two solutions for your consideration. 
 

 

California Plans
California residents qualify for programs offered through Kaiser Permanente and PacifiCare. Kaiser Permanente programs feature no pre-existing condition limitations and no-deductible plans. They also offer low co-pays for doctor and emergency room visits, x-rays, lab services and prescriptions. PacifiCare offers two PPO and three HMO plans to choose from, featuring a choice of physicians, low co-pays and open enrollment. The Kaiser and Pacific Care Plans are available to California residents only. Please click here (include "Calif. Health" in the subject line and your contact information). A qualified insurance professional will follow up to help you evaluative your needs and explain your options. (Requires a Membership/Affiliate in a Board of Realtors.)

Coverage Nationwide
Many different coverage plans are available in most states, including a PPO plan, Health Savings Accounts, Life, Dental, Vision, Disability and Long Term Care. Click for details on the plans with contact information for specialists available to answer your questions. program details

Qualifying Information
OREP members/Affiliates qualify for these programs (Calif. Plans require a Membership/Affiliate in a Board of Realtors). If you do not currently obtain your E&O through OREP, a special low-cost Affiliate Membership is available and includes a subscription to Working RE Magazine (one year) with full access to premium content online, discounts on approved continuing education in 50 states (classroom and online) and more.    

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