New Jersey Home Inspector Insurance - Appraisers Errors & Omissions Insurance for Real Estate Professionals

Real Estate Appraisers E&O Insurance
Inspectors Liability E&O Insurance
Real Estate Agents & Brokers E&O Insurance
Mortgage Field/Property Preservation E&O Insurance
Energy Raters/Auditors E&O Insurance

New Jersey Home Inspectors Insurance - General Liability and E&O Insurance for all Professions

Errors and Omissions Programs for Home Inspectors, RE Agents/Brokers, Mortgage Field and Energy Raters Contractors

New Jersey Home Inspector Insurance E&O Insurance

OREP specializes in placing New Jersey Errors and Omissions Insurance and providing valuable benefits to real estate appraisers, home inspectors, real estate agents and brokers, mortgage field service professionals, mortgage brokers, title and others. OREP offers the lowest rates on appraiser's insurance with same day coverage & confirmation (most cases).

 

Click here for Self-Rating Application with Rates for Home Inspectors in New Jersey. Complete in minutes. No quoting necessary in most cases.

Make sure to check out Working RE Magazine: Home Inspector Edition, published by OREP specifically for home inspectors.  


New - OREP Approved Continuing Education for Member/Affiliates at Cost from McKissock:
> Home Inspections Safety (Learn to Stay Safe!)

New Jersey Home Inspector's
Errors & Omissions Insurance

Broadest Coverage/Lowest Rates/Same Day Financing

OREP offers affordable and hassle-free E&O insurance plus General Liability coverage to home inspectors in New Jersey. It doesn't matter if you live in a big city like Trenton, or a small town like Waterford, OREP has a policy that will meet your unique needs and help you protect your business.


The State of New Jersey requires all home inspectors to carry a minimum of $500,000 E&O insurance to operate a home inspection business in New Jersey. 

OREP’s $500,000 aggregate Limit policy includes most coverages for one price ($1,550
), including E&O and GL, commercial, pest and more. You get the complete coverage you deserve without paying more. See table below or the New Jersey Self-Rating Application for complete details and to apply for coverage in minutes. Simply complete the application and return with payment. No quoting necessary in most cases.Call OREP today at 888-347-5273 to see what policies are available that meet your specific needs.

 
Please note the rates below are for New Jersey companies with $150,000 or less in revenue in the previous or next 12 months. See "Table Two" on the New Jersey Self-Rating Application if revenues exceed $150,000. If revenues exceed $250,000 please use the New Jersey Standard Application. 

 
New Jersey Coverage Limits

 
$2,500 Deductible


 $5,000 Deductible


Each Additional
Inspector


General Liability

$1,000,000/
$1,000,000

$2,000

$1,800

+ $400

INCLUDED

$500,000/
$500,000

$1,800

$1,550

+ $250

INCLUDED

$300,000/
$300,000

$1,550

$1,400

+ $200

INCLUDED

$100,000/
$300,000

$1,400

$1,250

+ $100

INCLUDED


New Jersey Home Inspector E&O Insurance Program Highlights

 

Complete in Minutes, Submit with Payment Today
Underwriting is easy- premium rates included right on the application. Click the New Jersey Self-Rating Application, save the PDF to your computer and/or print, complete and return with payment via fax, email or U.S. mail. No waiting for quotes. Financing is available, contact us for details.

 

Use the New Jersey Standard Application if

  • You don't qualify for the New Jersey Self Rating Application as per the rating questions.

  • Have had a Claim within the last 5 years

  • Revenues over $250,000

  • Require Septic, New Construction/Code Compliance Coverage

  • Would like Coverage for Energy Auditing

  • Would like a lower deductible ($1,000)

  • Would like combined coverage for Mortgage Field Services/Property Preservation

  • Quotes require two-three days in underwriting.

 

New Jersey's Home Inspection Professional Licensing Act was passed in 1993 and regulates home inspectors in New Jersey (including insurance requirements).  New Jersey Home Inspectors are licensed by the State Board of Professional Engineers and Land Surveyors (973-504-6460).

We encourage New Jersey Home Inspectors to call OREP today with any insurance related questions or to receive a quick quote for your New Jersey Home Inspection Business. OREP has been serving New Jersey Home Inspectors for over 10 years and provides great rates and outstanding service to all Home Inspectors in New Jersey. 

Call OREP today at 888-347-5273.

 

What you can Expect

  • When your New Jersey application is received, a confirmation receipt will be emailed to you. If your application is incomplete, an agent will contact you immediately. If you do not hear from OREP within one business day please call us.

  • Applications that require quoting (Standard Application) may take 2 to 3 days to underwrite.

  • Declarations pages and policies are emailed within 2 to 5 business days after binding. Coverage is NOT bound until a binder/declarations page is issued.

  • If you need expedited processing, please email your request to info@orep.org.

  • Confirmation letters for proof of coverage, prior to issuance of your Binder/Declarations page, are available upon request. Email info@orep.org and one will be issued.
     

 

"Thank you so much for your efficient & professional service. I can not believe how quickly you put this together. It has been a pleasure working with you." - Joel Kunkel, Home Star Inspection Services
 

Please fax or email your completed New Jersey application to OREP: Fax: (619) 704-0567 or (619) 269-3884; Email: info@orep.org

Call toll free: (888) 347-5273.

Additional New Jersey Home Inspectors Insurance Information

New Jersey Home Inspectors are licensed by the Home Inspector Advisory Committee: http://www.njconsumeraffairs.gov/hiac/

The Home Inspector Advisory Committee is under the New Jersey State Board of Professional Engineers and Land Surveyors: http://www.njconsumeraffairs.gov/pels/

New Jersey Home Inspector Licensee information can be found here: http://www.njconsumeraffairs.gov/hiac/hi_licensee.htm

Some New Jersey Home Inspection Schools can be found here: http://www.njconsumeraffairs.gov/hiac/hitter.htm

New Jersey Home Inspectors are required to carry a minimum of $500,000 Aggregate Errors and Omissions insurance.

Cities for Home Inspectors Insurance in New Jersey: Newark, NJ, Jersey City, NJ, Paterson, NJ, Elizabeth, NJ, Toms River, NJ, Edison, NJ, Trenton, NJ, Camden, NJ, Clifton, NJ, Cherry Hill, NJ, Passaic, NJ, East Orange, NJ, Union City, NJ, North Bergen, NJ, Irvington, NJ

Home Inspectors New Jersey Insurance Information PDF

Opt In Working RE Magazine: Home Inspector's Edition (delivered free via email once a month)

 

OREP
6760 University Ave., Suite 250
San Diego, Ca. 92115

Phone: (888) 347-5273 (Toll Free)
Fax: (619) 704-0567 or (619) 269-3884
Email: info@orep.org

Agent/Broker: David Brauner/David Brauner Insurance Services - Calif. Ins. license #0C89873. Licensed in 49 states. Please call for license number in your state.


Cities in New Jersey: Newark, NJ, Jersey City, NJ, Paterson, NJ, Elizabeth, NJ, Toms River, NJ, Edison, NJ, Trenton, NJ, Camden, NJ, Clifton, NJ, Cherry Hill, NJ, Passaic, NJ, East Orange, NJ, Union City, NJ, North Bergen, NJ, Irvington, NJ




Link to OREP - Your Number 1 E&O Insurance Resource For Real Estate Professionals!

Offering Real Estate Appraisers Professional Liability Errors and Omissions or E&O Insurance - Inspectors Professional Liability Errors Omissions or E&O Insurance
For Real Estate Agents & Brokers Professional Liability or E&O Insurance- Mortgage Brokers and Bankers Professional Liability or E&O Insurance

Appraisal Insurance, Appraisal Management Company Insurance, Home Inspector Liability, Real Estate Errors and Omissions Insurance, Home Inspectors Insurance, Cheap E&O Insurance.

E&O Insurance Applications for Individual Appraisers: Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, Washington DC, West Virginia, Wisconsin, Wyoming


E&O Insurance Applications for Individual Home Inspectors: Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, Washington DC, West Virginia, Wisconsin, Wyoming


Appraisers E&O Insurance

Home Inspectors E&O Insurance

RE Agents/Brokers E&O

Mortgage Field E&O Insurance

Energy Raters/Auditors E&O Insurance

"I am so pleased with your service and thoroughness. Thank you very much for being so responsible with our money and our E&O insurance. Although I have never had a claim, my confidence level in this process has increased. It is no surprise that several appraisers recommended your company to me. GREAT JOB!"
-Appraiser, Richmond, VA

 

OREP Mission: To be the best insurance resource for real estate professionals; to follow the Golden Rule by treating all who contact us for help as we would expect to be treated: with honesty, courtesy and efficiency.

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General Liability and E&O
Insurance for all Professions

Real Estate Appraisers E&O Insurance
Inspectors Liability E&O Insurance
Real Estate Agents & Brokers E&O Insurance
Mortgage Field/Property Preservation E&O Insurance
Energy Raters/Auditors E&O Insurance


E&O Insurance from OREP