Real Estate Appraisers E&O Insurance
Inspectors Liability E&O Insurance
Real Estate Agents & Brokers E&O Insurance
Mortgage Field/Property Preservation E&O Insurance
Energy Raters/Auditors E&O Insurance

Real Estate Agents Broker Insurance - Brokers/Agents E&O Insurance for Real Estate Agents

OREP specializes in placing errors and omissions (E & O) insurance and providing valuable benefits to real estate agents and brokers, real estate appraisers, home inspectors, mortgage field service professionals, mortgage brokers, title and others. OREP offers the lowest insurance rates on real estate appraiser's insurance with same day coverage & confirmation (most cases). For instant E&O insurance quotes for real estate appraisers click here.

Real Estate Agents & Brokers Liability E&O Insurance

Real Estate Agent / Broker
Errors & Omissions Insurance Applications

RE Agents and Brokers only: Please click directly below on your Resident State for an application.

RE Agents/Brokers and Appraisers: If you need insurance coverage for both sales and appraising, please click here for the correct application. Quotes take 2-3 business days. For coverage for real estate sales/brokering and appraising, please note that in AZ, CA, FL, GA, NV and WA there is an FDIC Exclusion for appraisal work with a sublimit of $100,000 for Claims Expenses may apply. Coverage without the exclusion is available. Please call us for details (888) 347-5273.  

Click Resident State for Express E&O Insurance Application: RE Agents/Brokers Only
(If you do not qualify per the questions on the Express E&O Insurance Application please click here for the standard E&O insurance application and submit for a quote.)

• California Express E&O Insurance Application for Real Estate Agents and Brokers.

• Florida Express E&O Insurance Application for Real Estate Agents and Brokers.

• Michigan Express E&O Insurance Application for Real Estate Agents and Brokers.

• New Hampshire Express E&O Insurance Application for Real Estate Agents and Brokers.

• New York Express E&O Insurance Application for Real Estate Agents and Brokers.

• Louisiana Express E&O Insurance Application for Real Estate Agents and Brokers.
  

• All Other States Express E&O Insurance Application for Real Estate Agents and Brokers.

E&O Insurance Applications are provided in PDF format, please allow a few seconds to download. To open applications you must have the latest edition of Adobe Reader. To download Reader for free, please click here  If application fails to open please contact OREP.  

Real Estate Agent & Broker Program Highlights
• Covers sales (for both sales and appraising coverage, click here)

• Express E&O Insurance Application for most states; rates are on page two, ranging from $369-$663, varies by states (plus fees and taxes where applicable) 
• Applications requiring quotes typically take 2 to 3 business days, quotes on general liability E&O insurance are emailed once received from the underwriter

• Includes Prior Acts (for qualified applicants, include your current policy's declarations page)

• $100,000 of Discrimination Coverage included at no charge

• Limited Pollution up to policy limits at no charge

• Includes all benefits of membership, including a subscription to Working RE Magazine
• Same Day Financing Available (click for financing information)

• Click on your Resident State from the list above for an application. If an application fails to open please contact OREP. 

• Applications that require quoting may take 2 to 3 business days, your quote will be emailed once we receive it from the underwriters. 

• Where premiums are indicated, select your coverage limit and submit your application to OREP with payment for same day coverage in most cases.

• If you have current insurance coverage in place with a company other than OREP, please include a copy of your expiring Declarations Page to retain prior acts coverage.

• After completion, save the document to your computer otherwise, it will arrive blank and then submit with payment. Applications requiring quotes do not need to send payment at this time. If you are using Adobe Reader, please print the completed insurance application, sign it and then submit. Fax: 619-704-0567; Email: info@orep.org. (Financing is available.)

What you can Expect

• If your application is received, a confirmation receipt will be emailed to you. If your application is incomplete, an agent will contact you immediately. If you do not hear from OREP within one business day please call us.

• Declarations pages and policies are emailed within 2 to 5 business days after binding. Coverage is NOT bound until a binder/declarations page is issued.

• If you need expedited processing, please email your request to info@orep.org.

• Confirmation letters for proof of coverage, prior to issuance of your Binder/Declarations page, are available upon request. Email info@orep.org and one will be issued.

Learn about Surplus Lines

**To avoid delays, please type or print clearly when completing the application. Note: PDF and Word applications can be completed online by typing data directly into the form. After completion, simply save the document and submit via email or fax. If you are using a free version of Acrobat, please print the completed application before emailing/faxing, otherwise it will arrive blank. 

Please submit your completed application to OREP:

Title, Mortgage Broker/Banker, Insurance Inspector Applications

• Mortgage Bankers/Brokers Professional Liability Insurance Application
• Title Agents/Abstractors Professional Liability Insurance Application
• Insurance Inspectors/Auditors Professional Liability Insurance Application

Please submit your completed Professional Liability Insurance application to OREP:

Fax: (619) 704-0567 or (619) 269-3884 (if first number does not work)
Email: info@orep.org

General Liability Insurance
Please ask your agent for details.
 

"Just a quick thank you for taking my 2 phone calls. It's rare these days to get excellent customer service AND a live person when investigating products and services. I really felt like your staff was empowered to make decisions and comments regarding questions they were confident/competent with and also felt like they were empowered to pass the questions up a level if they were unsure.  The speed at which I moved from Jennifer to Maria, and subsequently from Maria up to you was something I haven't experienced in this age of automation and voice prompts. You and your staff have made a tremendous first and second impression on me...”  - Ken Snyder

Member Benefits

• Working RE Magazine FREE subscription
• Purchase AMC Directory
• Appraiser's Guide to Energy Auditing/Rating
• FHA Appraiser Inspection Checklist, Checklist Instructions and eBook
• Group Medical Insurance (California residents)
• Lower Prices from your Favorite Suppliers
• Benefits Page

Receive fast, personal service from the OREP staff who have been serving appraisers, inspectors and other real estate professionals for over 16 years.
(David Brauner: Calif. Insurance License 0C89873)

Click Errors and Omissions Programs at right for more information and applications or call us Toll Free: (888) 347-5273. We’re here to help!
 

OREP offers broad, complete coverage, competitive rates and great service. Minimum Premium $369. FAST application gets you back working in minutes.

Link to OREP - Your Number 1 E&O Insurance Resource For Real Estate Professionals!

Offering Real Estate Appraisers Professional Liability Errors and Omissions or E&O Insurance - Inspectors Professional Liability Errors Omissions or E&O Insurance
For Real Estate Agents & Brokers Professional Liability or E&O Insurance- Mortgage Brokers and Bankers Professional Liability or E&O Insurance

Appraisal Insurance, Appraisal Management Company Insurance, Home Inspector Liability, Real Estate Errors and Omissions Insurance, Home Inspectors Insurance, Cheap E&O Insurance.

E&O Insurance Applications for Individual Appraisers: Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois,  Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, Washington DC, West Virginia, Wisconsin, Wyoming

E&O Insurance Applications for Individual Home Inspectors: Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois,  Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, Washington DC, West Virginia, Wisconsin, Wyoming