Rhode Island Home Inspector Insurance - Appraisers Errors & Omissions Insurance for Real Estate Professionals

Real Estate Appraisers E&O Insurance
Inspectors Liability E&O Insurance
Real Estate Agents & Brokers E&O Insurance
Mortgage Field/Property Preservation E&O Insurance
Energy Raters/Auditors E&O Insurance

Rhode Island Home Inspectors Insurance - General Liability and E&O Insurance for all Professions

Errors and Omissions Programs for Home Inspectors, RE Agents/Brokers, Mortgage Field and Energy Raters Contractors

Rhode Island Home Inspector Insurance E&O Insurance

OREP specializes in placing Rhode Island Errors and Omissions Insurance and providing valuable benefits to real estate appraisers, home inspectors, real estate agents and brokers, mortgage field service professionals, mortgage brokers, title and others. OREP offers the lowest rates on appraiser's insurance with same day coverage & confirmation (most cases).

 

Click here for Self-Rating Application with Rates for Home Inspectors in Rhode Island. Complete in minutes. No quoting necessary in most cases.

Make sure to check out
Working RE Magazine: Home Inspector Edition, published by OREP specifically for home inspectors.  


New - OREP Approved Continuing Education for Member/Affiliates at Cost from McKissock:
> Home Inspections Safety (Learn to Stay Safe!)

Rhode Island Home Inspector's
Errors & Omissions Insurance

Broadest Coverage/Lowest Rates/Same Day Financing

OREP offers affordable and hassle-free E&O insurance plus General Liability coverage to home inspectors in the state of Rhode Island. It doesn't matter if you live in a big city like Providence, or a small town like Exeter, OREP has a policy that will meet your unique needs and help you protect your business.


The State of Rhode Island requires that all home inspectors carry a minimum of $250,000 Errors and Omissions insurance to perform inspections on residential property in Rhode Island.

The $300,000 Aggregate Limit policy from OREP includes most coverages for one price ($1,250
), including E&O and GL, commercial, pest and more. You get the complete coverage you deserve without having to pay more. See table below or the Rhode Island Self-Rating Application for complete details and to apply for coverage in minutes. Simply complete the application and return with payment. No quoting necessary in most cases. Call OREP today at 888-347-5273 to see what policies are available that meet your specific needs.


Please note the rates below are for Rhode Island companies with $150,000 or less in revenue in the previous or next 12 months. See "Table Two" on the Rhode Island Self-Rating Application if revenues exceed $150,000. If revenues exceed $250,000 please use the Rhode Island Standard Application.
 

 
Rhode Island
Coverage Limits

 
$2,500 Deductible


 $5,000 Deductible


Each Additional
Inspector


Rhode Island
General Liability

$1,000,000/
$1,000,000

$2,000

$1,800

+ $400

INCLUDED

$500,000/
$500,000

$1,800

$1,550

+ $250

INCLUDED

$300,000/
$300,000

$1,550

$1,400

+ $200

INCLUDED

$100,000/
$300,000

$1,400

$1,250

+ $100

INCLUDED


Rhode Island Home Inspector E&O Insurance Program Highlights

 

Complete in Minutes, Submit with Payment Today
Underwriting is easy- premium rates included right on the application. Click the Rhode Island Self-Rating Application, save the PDF to your computer and/or print, complete and return with payment via fax, email or U.S. mail.
No waiting for quotes. Financing is available, contact us for details.

 

Use the Rhode Island Standard Application if

  • You don't qualify for the Rhode Island Self Rating Application as per the rating questions.

  • Have had a Claim within the last 5 years

  • Revenues over $250,000

  • Require Septic, New Construction/Code Compliance Coverage

  • Would like Coverage for Energy Auditing

  • Would like a lower deductible ($1,000)

  • Would like combined coverage for Mortgage Field Services/Property Preservation

  • Quotes require two-three days in underwriting.

 

On July 1st-, 2001, the new Home Inspector Licensing Laws (Title 5-65-1) were passed, however the licensing program is still pending.  Rhode Island home inspectors are set to be licensed by the Rhode Island Contractor's Registration and Licensing Board, however, at this time, implementation is still pending as per the state's website.


We encourage Rhode Island Home Inspectors to call OREP today with any insurance related questions or to receive a quick quote for your Rhode Island Home Inspection Business. OREP has been serving Home Inspectors in Rhode Island  for over 10 years and provides great rates and outstanding service to all  Rhode Island Home Inspectors. 

Call OREP today at 888-347-5273.

 

What you can Expect

  • When your Rhode Island application is received, a confirmation receipt will be emailed to you. If your application is incomplete, an agent will contact you immediately. If you do not hear from OREP within one business day please call us.

  • Applications that require quoting (Standard Application) may take 2 to 3 days to underwrite.

  • Declarations pages and policies are emailed within 2 to 5 business days after binding. Coverage is NOT bound until a binder/declarations page is issued.

  • If you need expedited processing, please email your request to info@orep.org.

  • Confirmation letters for proof of coverage, prior to issuance of your Binder/Declarations page, are available upon request. Email info@orep.org and one will be issued.
     

 

"Thank you so much for your efficient & professional service. I can not believe how quickly you put this together. It has been a pleasure working with you." - Joel Kunkel, Home Star Inspection Services
 

Please fax or email your completed Rhode Island application to OREP: Fax: (619) 704-0567 or (619) 269-3884; Email: info@orep.org

Call toll free: (888) 347-5273.

Additional Rhode Island Home Inspectors Insurance Information

Rhode Island Home Inspectors are licensed by the State of Rhode Island Contractor�s Registration and Licensing Board: http://www.crb.state.ri.us/homeinspectors/index.php

The Rhode Island Home Inspector Licensing Law can be found here: http://www.crb.state.ri.us/documents/hilawsfinal.pdf

The proposed standards for Home Inspectors in Rhode Island can be found here: http://www.crb.state.ri.us/documents/rules.pdf

Rhode Island's Code of Ethics can be found here: http://www.crb.state.ri.us/documents/hiethics.pdf

Although the Rhode Island Licensing Laws were passed in 2001, the licensing program is still pending.

Rhode Island Home Inspectors are required to carry a minimum of $250,000 Aggregate Errors and Omissions insurance. *Legislation pending.

Cities in Rhode Island: Providence, RI, Warwick, RI, Cranston, RI, Pawtucket, RI, East Providence, RI, Woonsocket, RI, Coventry, RI, Cumberland, RI, North Providence, RI, West Warwick, RI, Westerly, RI, Newport, RI, Bristol, RI, Smithfield, RI, Central Falls, RI

Home Inspectors Rhode Island Insurance Information PDF

Opt In Working RE Magazine: Home Inspector's Edition (delivered free via email once a month)

OREP
6760 University Ave., Suite 250
San Diego, Ca. 92115
Phone: (888) 347-5273 (Toll Free)
Fax: (619) 704-0567 or (619) 269-3884
Email: info@orep.org

Agent/Broker: David Brauner/David Brauner Insurance Services - Calif. Ins. license #0C89873. Licensed in 49 states. Please call for license number in your state.


Cities in Rhode Island: Providence, RI, Warwick, RI, Cranston, RI, Pawtucket, RI, East Providence, RI, Woonsocket, RI, Coventry, RI, Cumberland, RI, North Providence, RI, West Warwick, RI, Westerly, RI, Newport, RI, Bristol, RI, Smithfield, RI, Central Falls, RI

 




Link to OREP - Your Number 1 E&O Insurance Resource For Real Estate Professionals!

Offering Real Estate Appraisers Professional Liability Errors and Omissions or E&O Insurance - Inspectors Professional Liability Errors Omissions or E&O Insurance
For Real Estate Agents & Brokers Professional Liability or E&O Insurance- Mortgage Brokers and Bankers Professional Liability or E&O Insurance

Appraisal Insurance, Appraisal Management Company Insurance, Home Inspector Liability, Real Estate Errors and Omissions Insurance, Home Inspectors Insurance, Cheap E&O Insurance.

E&O Insurance Applications for Individual Appraisers: Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, Washington DC, West Virginia, Wisconsin, Wyoming


E&O Insurance Applications for Individual Home Inspectors: Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, Washington DC, West Virginia, Wisconsin, Wyoming


Appraisers E&O Insurance

Home Inspectors E&O Insurance

RE Agents/Brokers E&O

Mortgage Field E&O Insurance

Energy Raters/Auditors E&O Insurance

"I am so pleased with your service and thoroughness. Thank you very much for being so responsible with our money and our E&O insurance. Although I have never had a claim, my confidence level in this process has increased. It is no surprise that several appraisers recommended your company to me. GREAT JOB!"
-Appraiser, Richmond, VA

 

OREP Mission: To be the best insurance resource for real estate professionals; to follow the Golden Rule by treating all who contact us for help as we would expect to be treated: with honesty, courtesy and efficiency.

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General Liability and E&O
Insurance for all Professions

Real Estate Appraisers E&O Insurance
Inspectors Liability E&O Insurance
Real Estate Agents & Brokers E&O Insurance
Mortgage Field/Property Preservation E&O Insurance
Energy Raters/Auditors E&O Insurance


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